One of today’s most widespread health issues is stress. While it may not be a disease in itself, it can have devastating effects on your mental, physical and emotional wellbeing, including spiking your anxiety and irritability, weakening your immune system, causing headaches and digestive problems, interrupting sleep, raising blood pressure, and even triggering depression.
Surprisingly, stress is not actually an inherently bad thing – it’s actually a function of our body that is there to protect us by triggering the release of certain hormones that prepare our bodies to face a threat. The problems come when our stress levels remain elevated for too long, as they tend to do in today’s fast-paced pandemic world. And if you’re loaded up with debt, you’re almost definitely dealing with unhealthy amounts of stress.
The good news is that Debtline is here to serve as your local debt doctor! Simply get in touch, and we’ll have a look at your situation and implement some changes that will get those stress levels down and your health and happiness up.
Here are just a few things that we do at Debtline that can help to lower your stress levels…
1. Disease Diagnosis
Even worse than a bad diagnosis is no diagnosis at all! Whether you have a mountain of loans to pay off or are just struggling to get your finances in order, we’re happy to do some investigation. Our Credit Monitoring service will provide you with a comprehensive report of your financial situation so that you can get an accurate idea of where you stand. Furthermore, we’ll help you to figure out where you can make changes and implement some strategies that will allow you to work towards financial stability.
It takes courage to face up to the reality of your finances, and it might make you a little nervous, but we guarantee that you will feel a whole lot better once you know what you’re working with.
2. Symptom Suppression
While our primary goal is to get you 100% debt-free, we will also make sure to treat the symptoms as we go (think unaffordable monthly payments and excessively high-interest rates, to name just two).
Many people don’t realise that if they play their cards right, they can actually negotiate lower interest rates, revised repayment timelines, and adjusted repayment amounts. However, it is tricky to do this if you aren’t well versed in financial negotiations or you aren’t fully aware of your financial rights. Furthermore, if your creditors revert to intimidation, you might find yourself leaving with a worse deal than you started out with. That’s why we think it’s best if you leave the talking to us. We will negotiate with all your creditors to work out lower interest rates and more affordable payment plans, and we won’t let anything stand in the way of us getting you the revisions to which you are entitled.
3. Parasite Protection
One of the biggest perks of debt review is that you are granted certain legal protections, namely:
- Your house, car, and other valuable assets are legally protected from repossession.
- You will not be blacklisted, and you don’t have to worry about having to declare bankruptcy.
- We become the point of contact for all of your creditors, and they are legally prohibited from contacting you.
Knowing that you are safe from these pesky parasites is a sure way to lower your anxiety levels and clear your head so that you can do what needs to be done to move forward, without having to look back over your shoulder.
4. Treatment Plan
Undoubtedly the strongest relaxant that we can offer you is the knowledge that, when you join Debtline, you are guaranteed to be 100% debt-free in 60 months or sooner. After a financial report, our first course of action is to work with you to devise a repayment plan that essentially acts as your road to financial freedom. Any time you feel overwhelmed or ashamed or lost, you will be able to look at the plan and remember that you are actively working towards the life that you deserve.
And there’s just one more bonus perk… Once you join forces with us, we’ve got your back forever. Anytime you find yourself in trouble, we’re just a phone call away, and we’re ready to get you where you need to go.