There are a few ways to get your debt cleared from your life. Some are more difficult than others. With loans consolidation, careful budgeting, massive self-discipline and other options available to get rid of debt, it might be hard to choose what works best for you. In this, we’ll look […]
Read More
While under Debt Review, creditors are obliged to talk to a debt counsellor – and cannot legally reach out to the individual. So what happens if a creditor does try to contact the person? What is Debt Review? First things first, let’s look at what Debt Review is. In a […]
Read More
The past year has brought on many new stressors, and though it’s different for everyone, the one stressor we are all experiencing is our finances. The future feels uncertain and with the economy slow to recover, basic living costs at a steady rise and the unemployment number climbing, we need […]
Read More
Despite what you might think, the word “blacklisting” actually isn’t used in the credit industry any more. This is because the credit bureaus now keep both the bad and good aspects of your credit history, whereas they used to only keep the negative information. What “blacklisting” now refers to speaks […]
Read More
To take out any type of credit, you need to apply with the lender who checks how good you are at taking at loans and paying them back. This is your credit history and it determines a few things like whether you’re able to borrow money, how much you can […]
Read More
Bad habits can be tricky to beat. It feels as though they weasel their way into your behaviour and before you know it, they’re part of your life. But they don’t need to be impossible to get rid of. Replacing bad habits with good ones takes focused practice and consistent […]
Read More
When love is in the air it’s only expected that you’d want to avoid conversations about the legal consequences of signing a marriage contract. However, tying the knot can change your financial circumstances dramatically, especially where debt is involved. Years down the line you may find that you’re shouldering the […]
Read More
Most of us have had to draw on our emotional reserves this past year, but sometimes our patience runs dry around the ones we love most. When tension is high and money is tight there are a few things you can do to keep things in balance. Schedule an honesty […]
Read More
How your perception of money affects how you spend it. In Western society money often equates with a sense of power and self-esteem, so what happens when we lose it all or have little to begin with? We’ve unpacked some of the ways you can look after your mental-health, even […]
Read More
Marriage is a beautiful celebration of love and commitment, but it also brings with it a fair amount of legal and financial implications and administration. One of the most important marital decisions you will need to make is choosing the type of matrimonial regime into which you and your spouse […]
Read More