Debt is a surprisingly common problem that many South Africans face. While there is good debt, where your overall financial standing will be improved, the more common cases are ‘bad debt’, ultimately costing a person more long-term. Borrowing money can look completely different from one agreement to the next. The […]
As we said goodbye to 2023 and all of its spending, you may be wondering if debt review is a good option. How you go into the new year depends entirely on your mindset and your motivation. Join us as we take a look at debt review and what it […]
As we welcome in 2024, it’s about setting personal goals and steering our financial ships in the right direction. Our helpful guide offers practical tips to kickstart the new year on a solid foundation. Whether you’re looking to boost your savings, enhance your money knowledge, or explore investment opportunities, this […]
Yes, it really is that time of the year again, and personally, we can’t wait for a fresh new financial start! Why not ring in the new year with our top 8 financial resolutions to make 2024 the year of a fuller, happier wallet? 8 FINANCIAL RESOLUTIONS TO KICKSTART 2024 […]
The festive season is a beautiful time set aside for all of us to rest, reflect on the past year, and spend time with those whom we hold most dear. Of course, this special time is accompanied by a number of long-held traditions, one of the most prominent being gift-giving. […]
As another hard year comes to an end, South Africans are focusing on many things including their own debt. Aside from the festive season, SA consumers have a lot to consider. One of the biggest changes seen is that many South African households are taking control. This includes control of […]
In a world where every rand counts, managing finances becomes crucial. South Africans facing budget constraints can find relief in creative strategies to save and navigate toward financial stability. This article delves into practical tips containing various expense categories to help you streamline expenses and thrive on a budget. 1. […]
South African consumers find themselves in a precarious debt and financial balancing act. Grappling with a mix of cyclical and structural challenges that impact their everyday lives, their financial future looks hopeless. The latest Consumer Financial Vulnerability Index (CFVI) from Momentum and Unisa reveals a nuanced picture of the economic […]
It’s good for your mental and emotional health to spoil yourself every once in a while, but it’s also important to be financially responsible and hold off on buying expensive luxuries if you can’t afford them. This is especially true if you’re in debt – the temporary happiness you will […]
The financial landscape for South Africa’s middle class has taken a hit, forcing many households to readjust their budgets or seek professional help. In a troubling trend, middle-class South Africans grapple with a financial setback of over R10,000 monthly. This is compared to their 2016 earnings. This article explores the […]
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