In today’s digital age, convenience often comes at a cost, especially when managing finances. Proxy payments, while convenient, can pose significant risks to South African individuals’ financial health. In this article, we’ll delve into what proxy payments are and why you should avoid them to prevent debt. Additionally, we’ll explore […]
Today being in debt is a fact of life. No matter who you are or where you live, chances are you’re in debt, either from mounting credit cards, personal loans, or all of the above. However, not all debt is bad, in fact living a completely debt free life is […]
Retiring with debt presents a unique challenge for South Africans, requiring careful planning and informed decision-making. Our comprehensive guide explores practical strategies and expert advice to help individuals effectively manage debt and achieve financial security during retirement. Join us as we explore a South African perspective on navigating retirement with […]
Credit scoring tells the lender how likely you are to pay back your debt based on your previous conduct. Therefore, applying for credit from a lender will include assessing your credit score. You may wonder, “What do you mean by credit scoring?” A credit score considers many factors, including whether […]
Are you looking to save money or cut down on debt? Changing banks might be a smart move. With so many options available, knowing which South African bank will truly help you save money is essential, especially in the long term. Let’s dive into the details of ABSA, FNB, Nedbank, […]
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