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Monthly Archives: June 2024

Over-indebted: How does it affect you?

The term over-indebtedness applies to those who currently have credit repayments that exceed their current income. In such cases, you could be turned down for a credit application as taking on the additional financial commitment could cause you to be over-indebted. Read: 10 Warning signs that you have a debt […]

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3 Ways to get out of debt

get out of debt

If you have a lot of debt and struggle to keep up with your monthly payments, you don’t have to handle the stress of counting your cents to survive. There are options available that could change the way you spend and save your money. You’ll need to decide the best […]

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How to avoid blacklisting

avoid blacklisting

How to avoid blacklisting is a common question. However, “blacklisting” isn’t used in the credit industry. This is because the credit bureaus now keep both the bad and good aspects of your credit history, whereas previously they used to keep only the negative information. Read: Demystifying What Blacklisting Means in […]

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