Credit reports show how well you pay back loans and credit accounts. To borrow money, you need to apply with a lender who checks your history of paying back loans. This is called your credit history and it affects your ability to borrow money, how much you can borrow, and […]
Credit scoring tells the lender how likely you are to pay back your debt based on your previous conduct. Therefore, applying for credit from a lender will include assessing your credit score. You may wonder, “What do you mean by credit scoring?” A credit score considers many factors, including whether […]
Are you looking to save money or cut down on debt? Changing banks might be a smart move. With so many options available, knowing which South African bank will truly help you save money is essential, especially in the long term. Let’s dive into the details of ABSA, FNB, Nedbank, […]
As Easter is fast approaching, families across South Africa are looking for ways to celebrate without overspending or going further into debt. Fortunately, there is an abundance of budget-friendly activities that promise fun for the whole family. From outdoor adventures to creative crafts and a movie night, you can do […]
As Easter approaches, it’s the perfect time to plan a getaway and create lasting memories with your loved ones. But who says you must spend a fortune to have a fantastic holiday? Enjoy all the fun and Easter excitement without worrying about your finances with our guide to budget-friendly escape […]
Finding affordable grocery stores and options can significantly affect your overall spending and monthly budget in a world where every cent counts. South Africa is home to several fantastic supermarket chain stores renowned for their wallet-friendly prices and enticing deals. Let’s explore the top picks for the cheapest grocery stores […]
In a landscape where financial stability often feels like a distant dream, understanding the nuances of household affordability becomes paramount. Recent studies shed light on the intricate dynamics influencing spending patterns and economic outlooks for South African households. Let’s delve into these insights and uncover strategies to navigate the challenging […]
In the heart of South Africa, amidst the vibrant rhythm of daily life, lies a silent struggle – the realities of high prices and mounting debt. While the bustling streets may echo the buzz of commerce and activity, many South Africans find themselves grappling with the burdensome reality of the […]
The road to financial independence can seem dark and dangerous, but it’s easy enough to light the way with these simple tips for managing your money and destroying your debt. 1. Track Your Spending Right now, given the state of the economy it is more important than ever to keep […]
In today’s fast-paced world, imparting financial wisdom to children is more crucial than ever. As parents, it’s our responsibility is to equip our kids with the necessary skills and knowledge they need to guide them through the intricacies of money management. From saving habits to understanding compound interest, instilling good […]
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