Monthly Archives: January 2020

Does Debt Counselling Really Work?

debt counsellor help

Debt Counselling was introduced by the National Credit Act (NCA) as an answer for people with an excessive amount of debt in 2007. The motivation behind Debt Review is to offer a way out of debt for those who can not make their repayments each month.  Read: What Can Debt […]

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On Your Mark, Get Set, Budget!

Budget tips

“You should not spend more than what you earn.”  You’ve probably heard it before. And it sounds simple, right? In principle, it is. But in reality, it isn’t. This is because the economy is designed for you to face debt at some stage in your life.  But that doesn’t mean […]

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How to Survive the Financial Strain of “Januworry”


Many people in January suffer as a result of a long break between December’s earlier paycheck and the first paycheck of the year. There is also the burden on bank accounts from festive shopping and holiday spending. This leads to a common problem of “Januworrying” about stretching your money until […]

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