Close

Debt Advice

All articles and content related to Debt Advice

Over-indebted: How does it affect you?

The term over-indebtedness applies to those who currently have credit repayments that exceed their current income. In such cases, you could be turned down for a credit application as taking on the additional financial commitment could cause you to be over-indebted. Read: 10 Warning signs that you have a debt […]

Read More

Personal loans in South Africa

Personal Loans in South Africa

Banks and financial institutions across South Africa offer loans of different kinds to customers every day; one of these loans is the personal loan. A personal loan is available to fill any need and doesn’t have a specific purpose. Unlike a home or car loan, you can use the funds […]

Read More

How debt can impact your loved ones

debt impact

Debt can impact your loved ones on multiple levels and it is therefore important to face it together. Debt slowly creeps up on you until you struggle to escape its grip. While many believe that it affects only you, it may affect your relationship or marriage too. When you’re linked […]

Read More

10 Warning signs that you have a debt problem

debt problem

Are you concerned that you may have a debt problem? Perhaps you find yourself dodging calls and emails from debt collectors, or you’re not sure how you’ll make it through the month. Falling into unmanageable debt can happen to anyone. If you still need to figure out if you have […]

Read More

Garnishee orders in South Africa

garnishee orders

Garnishee orders are a last-ditch resort for creditors to get back the debt owed to them. While they aren’t as common today as they were a few years ago, they are still a reality for many South Africans. What is a garnishee order? A garnishee order is when a creditor […]

Read More

What to do if a creditor calls

Debt Counsellors

According to debt collection laws in South Africa, creditors are obliged to talk to a debt counsellor while you are under Debt Review. They cannot legally reach out to the individual. So what happens if a creditor does try to contact the person? Debt collection laws in South Africa First […]

Read More

WE DARE YOU TO CHANGE YOUR LIFE TODAY!

Happy Dare Day! Today is dedicated to daring those around you to do the things they wouldn’t usually do – things they may be afraid to do. It’s a day for action, and for taking risks. One major factor that often stops us from taking action and reaching our goals […]

Read More