Credit reports show how well you pay back loans and credit accounts. To borrow money, you need to apply with a lender who checks your history of paying back loans. This is called your credit history and it affects your ability to borrow money, how much you can borrow, and […]

Credit scoring tells the lender how likely you are to pay back your debt based on your previous conduct. Therefore, applying for credit from a lender will include assessing your credit score. You may wonder, “What do you mean by credit scoring?” A credit score considers many factors, including whether […]

Improve your credit score before you take out a loan or purchase an asset. It is an important factor when you’re looking to loan money from any creditor in South Africa. The better your score, the more credit you’ll receive on better terms. When you have a poor credit score […]

Have you ever wondered what your credit score report really means? We are all aware of the current economic status in South Africa. And just like our motto: “Diverse people unite”, we need to unite by changing the status of consumers in a greylisted country. It starts by checking your […]

As a South African citizen, it’s easy to apply for student loans, credit cards, or store accounts with minimal effort. Younger generations are impacted greatly by the South African economy, especially when managing student loans and debt. As a South African citizen, it is easy to apply for credit cards, […]