Are you concerned that you may have a debt problem? Perhaps you find yourself dodging calls and emails from debt collectors, or you’re not sure how you’ll make it through the month. Falling into unmanageable debt can happen to anyone. If you still need to figure out if you have […]

Garnishee orders are a last-ditch resort for creditors to get back the debt owed to them. While they aren’t as common today as they were a few years ago, they are still a reality for many South Africans. What is a garnishee order? A garnishee order is when a creditor […]

According to debt collection laws in South Africa, creditors are obliged to talk to a debt counsellor while you are under Debt Review. They cannot legally reach out to the individual. So what happens if a creditor does try to contact the person? Debt collection laws in South Africa First […]

Thousands of people regularly borrow money from friends and family members to start businesses, purchase assets, or even just make it through the month. In fact, a recent study commissioned by TymeBank revealed that 57% of South Africans are out of pocket before the 15th of the month; of this […]

Happy Dare Day! Today is dedicated to daring those around you to do the things they wouldn’t usually do – things they may be afraid to do. It’s a day for action, and for taking risks. One major factor that often stops us from taking action and reaching our goals […]

We’re Here to Help We understand that the current state of reality can cause uncertainty when it comes to finances, and in particular your debt. We’ve taken the time to answer some of your FAQs so that you can gain more clarity on how to proceed from here. Can I […]

As the 21-day lockdown approaches its end, we’re faced with the task of heading back to reality. While the future may seem a bit gloomy for some, there are multiple ways to prepare your finances so that the hit of reality doesn’t cause too much damage. The novel coronavirus (COVID-19) […]

“By staying calm, you increase your resistance against any kind of storm.” ? Mehmet Murat ildan The outbreak of the coronavirus, and its classification as a pandemic by the World Health Organisation on 11 March 2020 has sent the world into a flat spin. One of the biggest questions is […]