South Africa commemorates Youth Day on June 16th, a day to reflect on the progress and challenges the nation’s youth still face. Among these challenges, financial literacy stands out as a critical area where young people can make strides to secure a better future. This article aims to equip South […]
One thing all South Africans know is coming, but they’re not fully prepared for, is retirement. At some point, the life we’ve been living and the way we’ve been dividing our time will change. If you’ve got everything in place, this change, while big, can be as smooth as possible. […]
There are great concerns in terms of the future of South Africa and its current financial state. There are many who believe that South Africa will need to make political changes in order to meet economic demands. With the upcoming elections, all political parties are making promises in terms of […]
The reality of debt and taxes can be quite daunting for South Africans navigating their finances. Luckily, there are some steps you can take to prepare yourself and your finances for the tax changes. The Implications of Debt and Tax Adjustments on South Africans If the tax brackets and rebates […]
Prescribed debt is an interesting scenario that people who utilise credit across South Africa should know more about. It’s not common, but if caught off guard, you could be responsible for a debt you don’t need to pay. Read: 10 Warning signs that you have a debt problem What is […]
The past few years have been quite challenging for South Africans, with interest rates and inflation constantly rising. Concerns increase as statistics indicate debt levels for those with a salary of R20,000 or more continues to grow. The latest stats reveal that households are currently spending two-thirds or more of […]
Credit reports show how well you pay back loans and credit accounts. To borrow money, you need to apply with a lender who checks your history of paying back loans. This is called your credit history and it affects your ability to borrow money, how much you can borrow, and […]
Credit scoring tells the lender how likely you are to pay back your debt based on your previous conduct. Therefore, applying for credit from a lender will include assessing your credit score. You may wonder, “What do you mean by credit scoring?” A credit score considers many factors, including whether […]
As Easter is fast approaching, families across South Africa are looking for ways to celebrate without overspending or going further into debt. Fortunately, there is an abundance of budget-friendly activities that promise fun for the whole family. From outdoor adventures to creative crafts and a movie night, you can do […]
As Easter approaches, it’s the perfect time to plan a getaway and create lasting memories with your loved ones. But who says you must spend a fortune to have a fantastic holiday? Enjoy all the fun and Easter excitement without worrying about your finances with our guide to budget-friendly escape […]
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