When it comes to making a salary last, South Africans are constantly forced to find new ways to stretch their budgets. Whether it’s increasing inflation rates or the cost of living climbing higher than ever before, what was considered a “decent” salary in previous years simply doesn’t seem to cut […]
It’s good for your mental and emotional health to spoil yourself every once in a while, but it’s also important to be financially responsible and hold off on buying expensive luxuries if you can’t afford them. This is especially true if you’re in debt – the temporary happiness you will […]
Debt and death are two of the most serious subjects in the world, but unfortunately, they are both a reality. Whether you’re wealthy or struggling from paycheck to paycheck, dealing with over indebtedness is a real issue for many in South Africa. You may think that when you pass away, […]
Debt Review Awards: Large Debt Counsellor Nominee Debtline was again recognised as a leading debt counselling practice in South Africa for 2023. We have been nominated in the Top 10 Large Debt Counsellors category in the Debt Review Awards 2023. The Debt Review Awards website describes the process as follows: […]
In today’s challenging financial conditions, where interest rates are rising and monthly expenses keep climbing, many South Africans need help managing their debt. The fear of vehicle repossession and the burden of increasing loan instalments have become all too real for many. Moreover, financial stress takes a toll on mental […]
Vehicle repossession can be a real concern, especially as South Africans are currently facing a very challenging financial climate where monthly expense rates keep increasing. With expenses increasing due to a range of interest hikes, loan instalments may continue to increase, too. This has more and more people defaulting on […]
When paychecks come in, we’ve been taught to split the funds into categories of monthly expenses, essentials, luxuries, and savings. In normal circumstances, it would be easy to split funds across these different categories without a worry. However, the current financial climate is making it impossible for South Africans, forcing […]
When you have more payments to make than fingers on your hand, it can be difficult to get on top of paying them off before even thinking about saving money after that. While getting in and out of debt is a common practice in South Africa, it’s not sustainable and […]
Financial wellness means different things to different people. Perhaps it’s being able to move into your own place or pay off your student loans, or it’s buying your first car and pursuing hobbies that require a little extra cash. No matter what it may mean to you, one thing is essential […]
South Africans across the income spectrum are struggling to pay their debts, with many under debt review. Many are being ably assisted by experienced professionals to shed the yoke of outstanding debt. There are a myriad of reasons for this – the high cost of living, salaries not keeping pace […]
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