South Africa commemorates Youth Day on June 16th, a day to reflect on the progress and challenges the nation’s youth still face. Among these challenges, financial literacy stands out as a critical area where young people can make strides to secure a better future. This article aims to equip South […]
If you have a lot of debt and struggle to keep up with your monthly payments, you don’t have to handle the stress of counting your cents to survive. There are options available that could change the way you spend and save your money. You’ll need to decide the best […]
How to avoid blacklisting is a common question. However, “blacklisting” isn’t used in the credit industry. This is because the credit bureaus now keep both the bad and good aspects of your credit history, whereas previously they used to keep only the negative information. Read: Demystifying What Blacklisting Means in […]
One thing all South Africans know is coming, but they’re not fully prepared for, is retirement. At some point, the life we’ve been living and the way we’ve been dividing our time will change. If you’ve got everything in place, this change, while big, can be as smooth as possible. […]
If you have no experience with how debt review works, you probably want to know what the car repossession rules may be. For example, will your car be safe? Does being under debt review mean giving your vehicle back to your creditors? We know it can be intimidating when all […]
There are great concerns in terms of the future of South Africa and its current financial state. There are many who believe that South Africa will need to make political changes in order to meet economic demands. With the upcoming elections, all political parties are making promises in terms of […]
There are numerous debt review and financial rescue misconceptions that individuals accept over time. Having inaccurate or inadequate information can undermine your capacity to choose the correct debt solution for your money related situation. Below, we take a look at a few misconceptions that have plagued the debt relief industry […]
The reality of debt and taxes can be quite daunting for South Africans navigating their finances. Luckily, there are some steps you can take to prepare yourself and your finances for the tax changes. The Implications of Debt and Tax Adjustments on South Africans If the tax brackets and rebates […]
Prescribed debt is an interesting scenario that people who utilise credit across South Africa should know more about. It’s not common, but if caught off guard, you could be responsible for a debt you don’t need to pay. Read: 10 Warning signs that you have a debt problem What is […]
The past few years have been quite challenging for South Africans, with interest rates and inflation constantly rising. Concerns increase as statistics indicate debt levels for those with a salary of R20,000 or more continues to grow. The latest stats reveal that households are currently spending two-thirds or more of […]
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