It goes without saying that 2020 has been a monumentally difficult year for people all over the world, especially in financial terms. The economic impact of the COVID-19 pandemic has been immense, with millions facing retrenchment, pay cuts, forced unpaid leave, and an inability to pay their bills. On top […]

Budgeting doesn’t need to be a difficult and complex exercise. In this article, we discuss seven effective and easy budgeting methods. Thousands of young South Africans are thrust into financial independence only to find that they are severely underprepared. And because so many of these individuals need to take out […]

At Debtline, your pockets are our priority, and it just so happens that going green can often save you some green, too. In honour of Mother Earth, we’ve put together a list of easy lifestyle changes that will help keep both the environment and your finances on track. Unplug All […]

We have a never-ending relationship with debt. Consider this scenario: After years of taking care of your debt, you’re at long last without a worry in the world – and you would like things to stay that way.  So, what now? If you’ve recently taken care of your debt – […]

Moody’s Investors Service has announced it is too early to know whether the state of the Rand is going to improve before the next rating. The service is in the process of looking for a credible vision for the South African economy. The outcome of the next rating could have […]

There is nothing quite like kicking off your shoes, getting comfy and diving into a great book. As 2020 comes into full swing, what better book to open than one that will help you put your finances in order? To help assemble your arsenal of personal finance books, we have […]

“You should not spend more than what you earn.”  You’ve probably heard it before. And it sounds simple, right? In principle, it is. But in reality, it isn’t. This is because the economy is designed for you to face debt at some stage in your life.  But that doesn’t mean […]

New Year’s Resolutions – the good intentions people have to be better at something in their life over the year. People often set too-difficult goals and ultimately fail. Setting up the right goals is the first step to achieving success. If “saving more” and “budgeting better” are goals on your […]

Many people in January suffer as a result of a long break between December’s earlier paycheck and the first paycheck of the year. There is also the burden on bank accounts from festive shopping and holiday spending. This leads to a common problem of “Januworrying” about stretching your money until […]