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What to do if a creditor calls

Debt Counsellors

According to debt collection laws in South Africa, creditors are obliged to talk to a debt counsellor while you are under Debt Review. They cannot legally reach out to the individual. So what happens if a creditor does try to contact the person? Debt collection laws in South Africa First […]

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Top 4 bad money habits to break

debt habits

Not paying attention to these four bad money habits can lead to over-indebtedness very quickly, especially considering South Africa’s interest rate hikes and a worsening economy. Bad money habit 1: Forgetting to budget Do you know how much you’re spending and what you’re spending it on every month? Or are […]

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Finding Financial Empowerment in Marriage

When love is in the air it’s only expected that you’d want to avoid conversations about the legal consequences of signing a marriage contract. However, tying the knot can change your financial circumstances dramatically, especially where debt is involved. Years down the line you may find that you’re shouldering the […]

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THE DEEPER MEANING OF MONEY

meaning of money

How your perception of money affects how you spend it. In Western society money often equates with a sense of power and self-esteem, so what happens when we lose it all or have little to begin with? We’ve unpacked some of the ways you can look after your mental-health, even […]

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MONEY AND MARRIAGE: THE 3 REGIMES

marriage regimes

Marriage is a beautiful celebration of love and commitment, but it also brings with it a fair amount of legal and financial implications and administration. One of the most important marital decisions you will need to make is choosing the type of matrimonial regime into which you and your spouse […]

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Free Financial Holiday Reads

finance books

With the holidays upon us, you’ll hopefully find some spare time to brush up on your reading. Luckily, we’ve done the hard work for you by compiling a list of free articles and blogs that will help you brush up on your financial savvy so you can enter the new […]

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Set Your Sights on Success: An Expert Shows Us How

good debt

Cape Talk Money Matters host and financial planner Sylvia Walker provides readers with a wealth of information and easy to follow tips on how to gain financial independence and create wealth. We’ve summarised some key points that anyone can follow to start planning for financial independence and a debt-free lifestyle […]

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Reckless lending checks and tips

Debt Counsellors

Reckless lending could be the reason a person is over-indebted. In such cases, there should be an investigation into the person’s credit agreements, which could result in a payment holiday or even release from the credit obligation. Read: Over-indebted: How does it affect you? The danger of unsecured lending Did […]

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