If you find yourself drowning in debt, you may consider turning to any Tom, Dick or Harry to help you climb your way out. Loan sharks, friendly advice from a coworker, or an internet forum may seem like the easy way out, but real and safe assistance only comes from […]
Removal from debt review could be complicated and require you to adhere to strict guidelines. We’ve broken down the process to help you to exit successfully. If you find yourself under debt review, but you’ve had a change of heart or your financial circumstances have changed, you may be considering […]
Are you concerned that you may have a debt problem? Perhaps you find yourself dodging calls and emails from debt collectors, or you’re not sure how you’ll make it through the month. Falling into unmanageable debt can happen to anyone. If you still need to figure out if you have […]
The fear of blacklisting in South Africa can cause people to make harmful decisions regarding their financial well-being. Join us as we delve into the realities of managing your South African credit score and its relation to blacklisting. We also look at what blacklisting means and the actions you can […]
Black Friday deals are tempting but can also be a trap unless you apply responsible shopping principles. It may have started as a time of big discounts and super savings in the United States, but it has quickly become a harmful “tradition” worldwide. Don’t fall into the trap of believing […]
Garnishee orders are a last-ditch resort for creditors to get back the debt owed to them. While they aren’t as common today as they were a few years ago, they are still a reality for many South Africans. What is a garnishee order? A garnishee order is when a creditor […]
Being under debt review may feel like you’ve been cut off from many normal parts of life; including getting loans. For example, purchasing clothing on an account, applying for a home loan, or buying a new car. All of these things require extra cash and approval by a creditor. If […]
There are many misconceptions about being under debt counselling; for example, can I lose my car? Do I need a debt counsellor, and what can they do to help? Not much in life is as stressful as carrying around too much debt – especially when you have no way to […]
The South African Reserve Bank upped the repo rate with 50 base points instead of the predicted 25 points. This takes the repo rate to 7.75% and the prime lending rate to 11.25%, making it the highest lending rate since 2009. Our finances are affected by many factors throughout our […]
The first thing you have to know is that you need to trust your finances with reliable debt counsellors. While many debt review specialists are available online, choosing the first Google search result isn’t always the best idea. Instead, find an NCR-registered debt counselling service with a genuine heart for […]
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