Not paying attention to these four bad money habits can lead to over-indebtedness very quickly, especially considering South Africa’s interest rate hikes and a worsening economy. Bad money habit 1: Forgetting to budget Do you know how much you’re spending and what you’re spending it on every month? Or are […]
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When love is in the air it’s only expected that you’d want to avoid conversations about the legal consequences of signing a marriage contract. However, tying the knot can change your financial circumstances dramatically, especially where debt is involved. Years down the line you may find that you’re shouldering the […]
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Most of us have had to draw on our emotional reserves this past year, but sometimes our patience runs dry around the ones we love most. When tension is high and money is tight there are a few things you can do to keep things in balance. Schedule an honesty […]
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How your perception of money affects how you spend it. In Western society money often equates with a sense of power and self-esteem, so what happens when we lose it all or have little to begin with? We’ve unpacked some of the ways you can look after your mental-health, even […]
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Marriage is a beautiful celebration of love and commitment, but it also brings with it a fair amount of legal and financial implications and administration. One of the most important marital decisions you will need to make is choosing the type of matrimonial regime into which you and your spouse […]
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With the holidays upon us, you’ll hopefully find some spare time to brush up on your reading. Luckily, we’ve done the hard work for you by compiling a list of free articles and blogs that will help you brush up on your financial savvy so you can enter the new […]
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Cape Talk Money Matters host and financial planner Sylvia Walker provides readers with a wealth of information and easy to follow tips on how to gain financial independence and create wealth. We’ve summarised some key points that anyone can follow to start planning for financial independence and a debt-free lifestyle […]
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Reckless lending could be the reason a person is over-indebted. In such cases, there should be an investigation into the person’s credit agreements, which could result in a payment holiday or even release from the credit obligation. Read: Over-indebted: How does it affect you? The danger of unsecured lending Did […]
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“Black Friday is the BEST day to buy!” WRONG. It may be presented as the perfect opportunity to get festive without breaking the bank, but BEWARE – Black Friday deals aren’t all they are cracked up to be. To help you navigate this time of temptation and media-fuelled FOMO, we’ve […]
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As 2020 draws to a close, you might find yourself wondering how you will be able to afford those extra expenses that are bound to arise over the festive season. Due to the economic impact that COVID-19 has had on us as a nation (and world!), budgeting for your future […]
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