Financial wellness means different things to different people. Perhaps it’s being able to move into your own place or pay off your student loans, or it’s buying your first car and pursuing hobbies that require a little extra cash. No matter what it may mean to you, one thing is essential […]
South Africans across the income spectrum are struggling to pay their debts, with many under debt review. Many are being ably assisted by experienced professionals to shed the yoke of outstanding debt. There are a myriad of reasons for this – the high cost of living, salaries not keeping pace […]
South Africa’s middle class is drowning in debt, and stresses are mounting, with ordinary folk dealing with serious financial difficulties. Over 60% of the middle class is said to have unsustainable debt levels, with many hoping that rate cuts are on the cards. In an environment of rising interest rates, […]
Just as the South African Rand changes its design occasionally, so do tax laws get revised and revamped. The time of the year has fallen upon us for the National Treasury to publish the annual draft of tax law amendments, and this year, it is bringing non-compliant taxpayers into the […]
With the interest rates continuously rising, more and more South Africans are struggling to keep up with their debt. Recent stats have revealed that many South Africans spend 65% of their net income on servicing debts. The snowball continues to grow, leaving more South Africans struggling to make ends meet. […]
If you are experiencing financial difficulties, you may have come across consolidation loans (also known as debt consolidation). Many people confuse debt consolidation for debt review, but the two are actually entirely different processes.
Times have changed, and rent-to-own is now a possibility for almost any item in your home. For those who need a new vehicle, there’s even the option of rent-to-own cars. But is this a good idea? Let’s take a closer look at what this means and if it really can […]
As the Rand has weakened, the past couple of years have been a wild time riding the rise of inflation and repo rates. The constant increase in expenses has been hard on South Africans, particularly for those in debt. The Rand is slowly but surely strengthening in value, which comes […]
With the cost of living increasing, more and more South Africans need help to make ends meet. This has led to an increase in debt as credit cards are being used more frequently. It is a cause for concern as the number of SA residents struggling to make ends meet […]
It’s been a rough few years for South Africans, and consumers are having to find new ways to cut expenses to make it every month. With prices of everything continuously increasing since late 2021, more SA residents are struggling to keep their heads above water. The latest data by Old […]
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