Needing the help of a debt counsellor as you learn to navigate and control your debt may be daunting, but it doesn’t have to be overwhelming. With so many debt counselling firms on the market, you may wonder how to choose the one best suited to your needs. If you […]
We cover six budget tips to help South Africans survive rising living expenses. Petrol, food costs, electricity, school fees – prices are skyrocketing while salaries remain the same, and everyone is wondering how they’ll make it through the month. With the loadshedding stages rising as quickly as the cost of […]
Payday loans seem like the easy way out when you’re in a fix, but there are some crucial things you have to consider. We all know the feeling when the money runs out before the end of the month. We’ve all been there. At times like these, you may be […]
If you find yourself drowning in debt, you may consider turning to any Tom, Dick or Harry to help you climb your way out. Loan sharks, friendly advice from a coworker, or an internet forum may seem like the easy way out, but real and safe assistance only comes from […]
Are you concerned that you may have a debt problem? Perhaps you find yourself dodging calls and emails from debt collectors, or you’re not sure how you’ll make it through the month. Falling into unmanageable debt can happen to anyone. If you still need to figure out if you have […]
The fear of blacklisting in South Africa can cause people to make harmful decisions regarding their financial well-being. Join us as we delve into the realities of managing your South African credit score and its relation to blacklisting. We also look at what blacklisting means and the actions you can […]
Black Friday deals are tempting but can also be a trap unless you apply responsible shopping principles. It may have started as a time of big discounts and super savings in the United States, but it has quickly become a harmful “tradition” worldwide. Don’t fall into the trap of believing […]
Garnishee orders are a last-ditch resort for creditors to get back the debt owed to them. While they aren’t as common today as they were a few years ago, they are still a reality for many South Africans. What is a garnishee order? A garnishee order is when a creditor […]
Being under debt review may feel like you’ve been cut off from many normal parts of life; including getting loans. For example, purchasing clothing on an account, applying for a home loan, or buying a new car. All of these things require extra cash and approval by a creditor. If […]
There are many misconceptions about being under debt counselling; for example, can I lose my car? Do I need a debt counsellor, and what can they do to help? Not much in life is as stressful as carrying around too much debt – especially when you have no way to […]
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