Improve your credit score before you take out a loan or purchase an asset. It is an important factor when you’re looking to loan money from any creditor in South Africa. The better your score, the more credit you’ll receive on better terms. When you have a poor credit score […]
South Africa’s interest rate hike keeps on climbing. Is there any way we can prepare for the economic fallout? Since November 2021, South Africa has been on a long and hard hike up a steep mountain that is the interest rate of everyday living. Since the initial spike, the Monetary […]
Before applying for a student loan, you must consider several important factors carefully. Getting that university acceptance letter is only half the battle regarding tertiary education. You also need to find a way to pay for it; tertiary education is not cheap. You also need to take into consideration the […]
Have you ever wondered what your credit score report really means? We are all aware of the current economic status in South Africa. And just like our motto: “Diverse people unite”, we need to unite by changing the status of consumers in a greylisted country. It starts by checking your […]
As a South African citizen, it’s easy to apply for student loans, credit cards, or store accounts with minimal effort. Younger generations are impacted greatly by the South African economy, especially when managing student loans and debt. As a South African citizen, it is easy to apply for credit cards, […]
Banks and financial institutions across South Africa offer loans of different kinds to customers every day; one of these loans is the personal loan. A personal loan is available to fill any need and doesn’t have a specific purpose. Unlike a home or car loan, you can use the funds […]
South Africa was recently declared as Greylisted by President Cyril Ramaphosa. Greylisting is when a country is under increased monitoring by the Financial Action Task Force (FATF). The FATF is a global institution based in Paris that tackles money laundering and terrorist and proliferation financing. The FATF released an evaluation […]
There is such a thing as good debt, and in this article, we break it down for you. Today being in debt is a fact of life. No matter who you are or where you live, chances are you’re in debt, either from mounting credit cards, personal loans, or all […]
We cover six budget tips to help South Africans survive rising living expenses. Petrol, food costs, electricity, school fees – prices are skyrocketing while salaries remain the same, and everyone is wondering how they’ll make it through the month. With the loadshedding stages rising as quickly as the cost of […]
Black Friday deals are tempting but can also be a trap unless you apply responsible shopping principles. It may have started as a time of big discounts and super savings in the United States, but it has quickly become a harmful “tradition” worldwide. Don’t fall into the trap of believing […]
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