Are you concerned that you may have a debt problem? Perhaps you find yourself dodging calls and emails from debt collectors, or you’re not sure how you’ll make it through the month. Falling into unmanageable debt can happen to anyone. If you still need to figure out if you have […]
The fear of blacklisting in South Africa can cause people to make harmful decisions regarding their financial well-being. Join us as we delve into the realities of managing your South African credit score and its relation to blacklisting. We also look at what blacklisting means and the actions you can […]
Black Friday deals are tempting but can also be a trap unless you apply responsible shopping principles. It may have started as a time of big discounts and super savings in the United States, but it has quickly become a harmful “tradition” worldwide. Don’t fall into the trap of believing […]
Garnishee orders are a last-ditch resort for creditors to get back the debt owed to them. While they aren’t as common today as they were a few years ago, they are still a reality for many South Africans. What is a garnishee order? A garnishee order is when a creditor […]
Being under debt review may feel like you’ve been cut off from many normal parts of life; including getting loans. For example, purchasing clothing on an account, applying for a home loan, or buying a new car. All of these things require extra cash and approval by a creditor. If […]
There are many misconceptions about being under debt counselling; for example, can I lose my car? Do I need a debt counsellor, and what can they do to help? Not much in life is as stressful as carrying around too much debt – especially when you have no way to […]
The South African Reserve Bank upped the repo rate with 50 base points instead of the predicted 25 points. This takes the repo rate to 7.75% and the prime lending rate to 11.25%, making it the highest lending rate since 2009. Our finances are affected by many factors throughout our […]
The first thing you have to know is that you need to trust your finances with reliable debt counsellors. While many debt review specialists are available online, choosing the first Google search result isn’t always the best idea. Instead, find an NCR-registered debt counselling service with a genuine heart for […]
We are incredibly honoured to be recognised as one of the Top 10 Highest-Rated Large Debt Counselling Practices in South Africa, a 2022 Debt Review Awards category. The Debt Review Awards is an industry Awards Program which is specific to the Debt Counselling and Debt Review Industry. All NCR Registered […]
According to debt collection laws in South Africa, creditors are obliged to talk to a debt counsellor while you are under Debt Review. They cannot legally reach out to the individual. So what happens if a creditor does try to contact the person? Debt collection laws in South Africa First […]
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