All articles and content related to Debt Advice
As the Rand has weakened, the past couple of years have been a wild time riding the rise of inflation and repo rates. The constant increase in expenses has been hard on South Africans, particularly for those in debt. The Rand is slowly but surely strengthening in value, which comes […]
So, you took the first step and decided to be under debt review, but you may wonder, “What happens after debt review?” Or perhaps you’re considering tackling your debt head-on, but you wonder what the future holds. Once you’ve paid off all of your debt, a few things will take […]
If you are behind on your debt payments, you may have come into contact with debt collectors. These are independent individuals or organisations creditors hire to follow up with debtors who have overdue repayments. You may be worried that a debt collector will show up and bully you with physical […]
A debt reduction strategy is the only way to get out of debt permanently. You need to become a debt-dung beetle! You may be wondering what a dung beetle has to do with being debt free. The humble dung beetle packs animal dung into a tight ball and rolls it […]
Debtline‘s Aftercare Centre collected our Debt Review clients’ five most frequently asked questions. If you are over-indebted or struggling to make your debt payments, and considering loan consolidation or debt review, these five questions will help you make the decision. 1. When will my creditors get paid? Under Debt Review, […]
South Africa’s interest rate hike keeps on climbing. Is there any way we can prepare for the economic fallout? Since November 2021, South Africa has been on a long and hard hike up a steep mountain that is the interest rate of everyday living. Since the initial spike, the Monetary […]
Before applying for a student loan, you must consider several important factors carefully. Getting that university acceptance letter is only half the battle regarding tertiary education. You also need to find a way to pay for it; tertiary education is not cheap. You also need to take into consideration the […]
Banks and financial institutions across South Africa offer loans of different kinds to customers every day; one of these loans is the personal loan. A personal loan is available to fill any need and doesn’t have a specific purpose. Unlike a home or car loan, you can use the funds […]
In today’s economic climate, retrenchments occur regularly, and if you are under debt review, you need to know your rights and the options available. Between businesses struggling to keep their doors open and there being too many people searching for employment, being retrenched is not uncommon. But if this happens, […]
Debt can impact your loved ones on multiple levels and it is therefore important to face it together. Debt slowly creeps up on you until you struggle to escape its grip. While many believe that it affects only you, it may affect your relationship or marriage too. When you’re linked […]
1ST FLOOR ICON BUILDING
24 HANS STRIJDOM AVENUE
CAPE TOWN
WESTERN CAPE
8000
Registered in terms of the National Credit Act – NCRDC 4077