“You should not spend more than what you earn.”  You’ve probably heard it before. And it sounds simple, right? In principle, it is. But in reality, it isn’t. This is because the economy is designed for you to face debt at some stage in your life.  But that doesn’t mean […]

New Year’s Resolutions – the good intentions people have to be better at something in their life over the year. People often set too-difficult goals and ultimately fail. Setting up the right goals is the first step to achieving success. If “saving more” and “budgeting better” are goals on your […]

Many people in January suffer as a result of a long break between December’s earlier paycheck and the first paycheck of the year. There is also the burden on bank accounts from festive shopping and holiday spending. This leads to a common problem of “Januworrying” about stretching your money until […]

“Phishing” is the name of fraudulent attempts to gain personal information or banking details. It is done by malicious parties who want to obtain details such as usernames, credit card details, and passwords. If someone manages to gain access to your details, they can then use the information to steal […]

Did you know? The number of individuals in debt increases by nearly 25% in January and February compared to the rest of the year. This is because many are spending their hard-earned cash from the year on festive and holiday shopping. Buying for and giving gifts to loved ones provides […]

We all know Black Friday and the ‘savings’ we see. Shop windows shout MASSIVE SALES and our inbox is filled with mails of discounts and massive percentages off prices. It’s exciting to see our favourite products selling at cheaper prices. But if you aren’t careful, the ‘savings’ can become unnecessarily […]

The end of the year is coming up quickly, with less than two months left in 2019. The month of November brings with it several things, such as the hard stretch of work before the Christmas holidays and the exciting year-end bonuses! It might be tempting to take your end-of-year […]

Eskom might be forcing us to cut down on our electricity usage with power outages and load shedding, but it doesn’t mean we’ll be enjoying the benefits of cheaper monthly bills. Cutting down on electricity can be easy if you can put small, simple things in place to make a […]

Staying within your budget can be tough when there are countless payments to make every month as well as trying to stay on top of your every days needs. Adding small changes to your money-habits can have big impacts at the end of the month, helping your budget and money […]